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To close your Tip Yourself Account, please contact us by emailing support@earnin.com, using live chat with the Earnin team via the mobile app, or closing the Tip Yourself Account through the mobile app. Required Identifying Information depending on the Service, we may require certain information to validate who you are, including but not limited to: Verified Employer- (1) that has a fixed work location in which you work out of and has an online/electronic timekeeping system, or is verified by any other means that we may permit; (2) is paying you on a regular pay schedule (weekly, bi-weekly, semi-monthly, monthly); and (3) is paying up to 50% of your earnings into your Bank Account.) These voluntary additional payments help fund Activehours. You also agree to provide accurate profile information, including, as applicable, your name, physical address, email address (Profile Information). Can Earnin app be used outside of the U.S? Verified Employer- an employer that (1) has a fixed work location in which you work out of (unfortunately at this time we are unable to support residential work locations) or an online/electronic timekeeping system at work; (2) is paying you on a regular pay schedule (weekly, bi-weekly, semi-monthly, monthly); and (3) is paying up to 50% of your earnings into your Bank Account. https://earnin. Questions or comments about this information may be submitted by mail to the address below or you can contact us. ; Share the max code at the lower middle portion of the following screen with another community member ("granter"). We also outsource some of Earnins functions to third-party service providers, such as data storage providers, platform administrators, customer service and/or other services. You will not be charged a fee for Banks placement of your funds or in connection with the Sub-Deposit Account. UNDER NO CIRCUMSTANCES WILL EARNIN OR ITS AFFILIATES, CONTRACTORS, EMPLOYEES, AGENTS, OR THIRD PARTY PARTNERS OR SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS OR PAYMENT PROCESSORS) (COLLECTIVELY, the EARNIN PARTIES) BE RESPONSIBLE OR LIABLE TO YOU OR TO ANY THIRD PARTY, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE, FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, LIQUIDATED, OR PUNITIVE DAMAGES YOU MAY INCUR IN CONNECTION WITH THE SITES, THE SERVICES, INCLUDING CASH OUTS, LIGHTNING SPEED, MAX BOOST, BALANCE SHIELD, HEALTH AID, EARNIN CASH BACK REWARDS AND TIP YOURSELF, YOUR USE THEREOF, OR ANY OF THE USER SUBMISSIONS, INFORMATION, DATA, OR OTHER MATERIAL TRANSMITTED THROUGH OR RESIDING ON THE SITES, OR ANY ERRORS, DEFECTS, INTERRUPTIONS, DELETIONS, OR LOSSES RESULTING THEREFROM, INCLUDING LOSS OF PROFIT, REVENUE, OR BUSINESS, ARISING IN WHOLE OR IN PART FROM YOUR ACCESS TO OR USE OF THE SERVICE, EVEN IF THE EARNIN PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. Your only rights with respect to the Sub-Deposit Account are to demand we repay you all amounts in your Account, including those transferred to the Sub-Deposit Account, and to terminate this Custodial Account Authorization Agreement, as set forth below. As a granter, you'll have one Boost. Can anyone in the Earnin Community help me boost my Max? The CCPA provides the right to request that we disclose the specific pieces of information we have collected about you, which Earnin will do after we receive and validate your request. View more about Accessing the Earnin App Please be aware that not all information sharing is covered by the California Privacy Rights requirements and only information on covered sharing will be included in our response. At Activehours, Inc. d/b/a Earnin (Earnin), we believe that visitors to the Earnin website and/or mobile application and Earnin Community Members (Community Members,) (collectively you or your) deserve clarity and transparency as to how Earnin uses your Personal Information. By using Medical Bill Review, you also agree to waive any rights you may have to prevent us from disclosing the content of the documents to your medical provider, or their representatives, on your behalf for the purpose of learning about available payment options to lower your medical bill payments. If Earnin collects Personally Identifiable Information on behalf of Evolve Bank & Trust in connection with Tip Yourself and Earnin Express it does so pursuant to Evolve Bank and Trusts Privacy Policy. As used in these Terms of Service, the term "Site" includes all websites, devices, and/or applications we operate that link to these Terms of Service, pages within each such website, device, or application, any equivalent, mirror, replacement, substitute or backup website, device, or application, and pages that are associated with each such website, device, or application. You may not receive a statement credit if it is not posted by your card issuer. App users can check their current daily and maximum pay period by tapping on "MAX INFO" in the app. Personal Information does not include information that has been aggregated and/or anonymized so it does not identify you. MISCELLANEOUS. If you have created an Earnin account, you can enroll your debit or credit card in Cash Back Rewards and you will receive cash back in the form of credit to that same card within 10 days of making a Qualified Purchase at participating merchants. Social Security Number or other Government Identification Number; a text-enabled cellular or wireless telephone number, and/or, To connect with you if there is a problem completed a transaction you requested or to discuss a problem with your Earnin account; and, Information Earnin Collects Automatically, Information We Collect from Third Parties, and, Service Specific Collection of Personal Information. https://earnin.app.link/Pedro3497 If you are a earnin user who has cashed out, all I need Earnin, the applicable card network, and your issuer have no responsibility or liability for the failure of a statement credit to be posted, or for any finance or other charge, or impact on any rewards, feature, or term of your account resulting from the statement credit. To create an account, you must be a resident of the United States or one of its territories, be at least 18 years old or the age of majority in your state of residence, have a Verified Employer, a Bank Account and use a cellular/wireless telephone number and/or email address that you own. This information allows the third parties we work with to gain online access to the accounts you maintain with a third party financial institution (Bank Account) and that you choose to designate for use in connection with Earnin Services. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. We will also send you an annual reminder informing you that Balance Shield is still turned on and of the preselected voluntary payment amount you chose. The Pay Period Max is what you can cash out within a given pay period. SPECIFIC RIGHTS You will have a set Daily Max, which is the maximum you are allowed to Cash Out in one day, as well as a Pay Period Max, which is the maximum amount you can Cash Out before your next pay period. Earnin may choose to share a portion of its Empyr publisher fee with Earnin Cash Back Rewards customers, but is not required to share any portion and may cease sharing its portion at any time, with or without notice. What is a Max? Shine the Light Review may result in: delayed, blocked or canceled fund transfers; Tip Yourself Account suspension or termination; funds used to offset loss incurred by Tip Yourself; and/or funds being seized to comply with a court order, warrant or other legal processes. You may not use the funds in your Sub-Deposit Account to make purchases, transfer funds to third parties, or for any other purpose other than to withdraw such funds to your linked Checking Account. You will not receive any written confirmation of the establishment of the Sub-Deposit Account or transfer of funds to or from the Sub-Deposit Account; instead, we will maintain records clearly indicating the transfer and beneficial ownership of the Sub-Deposit Account. Any pending credits and any associated dollar values represent offer fulfillment amounts in process owed by the applicable merchant, and not your funds or balances maintained or held by the payment card network or Earnin. You may also contact us with any privacy related questions you may have. Not all Visa, MasterCard, and American Express cards are eligible for registration. When you register for Tip Yourself and from time to time thereafter, we may require you to provide and/or confirm the information and documentation that will allow us to identify you, including Required Identifying Information. We also use some of this information to improve our the Earnin Site and Services, provide you with information on events you may be interested in, provide specific communications and Earnin Services relevant to your location, advertisements and to develop new services and let you know they are available. Do Not Track Signals Without limiting the foregoing, no Content on the Sites may be copied, reproduced, duplicated, published, or distributed in any form or by any means whatsoever without the express prior written permission of Activehours or the appropriate licensor or supplier. When you use certain Earnin Services, we need to collect additional information from you and third parties. This section explains how Earnin shares your information. Making a Boost request will increase your pay period Max beyond your net pay on payday. The Real Housewives of Atlanta The Bachelor Sister Wives 90 Day Fiance Wife Swap The Amazing Race Australia Married at First Sight The Real Housewives of Dallas My 600-lb Life Last Week Tonight with John Oliver You may only designate one deposit account at your depository financial institution (your Checking Account) to transfer funds to your Sub-Deposit Account, as described in the Tip Yourself Terms of Service. app.link/duqAHxi95ob, hey, do you still need one? If you do not wish to receive these Terms of Service or the Communications electronically, you may not use the Sites or Services. Lightning Speed. In no event will Activehours be liable to any party for any loss, cost, or damage that results from any period of downtime of the Sites or Services. Email: legal-notices@earnin.com. You agree to maintain a balance that is sufficient to fund all payments you initiate. I just signed up to earnin express and my max boost went up by $200! Do Not Track Signals As a condition of your use of the Sites and Services, you represent and warrant to us that you will not use Earnins Sites or Services for any purpose that is unlawful or prohibited by these Terms of Service. Earnin may use your Personal Information to facilitate transactions and activities that need to occur for the Services to take place, such as: Generally, we may use the information we collect from you or that you provide to us: We do not sell your Personal Information. Health Aid. 200 Portage Ave You agree that Earnin will not be liable to you or to any third party for any modification, suspensions, or discontinuance of the Site or the Services. Please note that tips are non-refundable. We reserve the right to charge your Bank Account at any time on or after the day the paycheck associated with the earned wages you have requested is expected to deposit into your Bank Account. Personally Identifiable Information does not include information that has been aggregated, de-identified, or anonymized so it does not identify you. Earnin may ask you to complete questionnaires or participate in user research regarding the Earnin Site and Services, labor and employment issues in your state and generally, other topics to improve the Earnin Site and Services and to help create a more fair financial system. Here are a few reasons the Boost feature may not be appearing for you on the app: You've already requested a Boost in this pay period. UNDER NO CIRCUMSTANCES WILL EARNIN OR ITS AFFILIATES, CONTRACTORS, EMPLOYEES, AGENTS, OR THIRD PARTY PARTNERS OR SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS OR PAYMENT PROCESSORS) (COLLECTIVELY, the EARNIN PARTIES) BE RESPONSIBLE OR LIABLE TO YOU OR TO ANY THIRD PARTY, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE, FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, LIQUIDATED, OR PUNITIVE DAMAGES YOU MAY INCUR IN CONNECTION WITH THE SITES, THE SERVICES, INCLUDING CASH OUTS, MAX BOOST, BALANCE SHIELD, HEALTH AID, EARNIN CASH BACK REWARDS AND TIP YOURSELF, YOUR USE THEREOF, OR ANY OF THE USER SUBMISSIONS, INFORMATION, DATA, OR OTHER MATERIAL TRANSMITTED THROUGH OR RESIDING ON THE SITES, OR ANY ERRORS, DEFECTS, INTERRUPTIONS, DELETIONS, OR LOSSES RESULTING THEREFROM, INCLUDING LOSS OF PROFIT, REVENUE, OR BUSINESS, ARISING IN WHOLE OR IN PART FROM YOUR ACCESS TO OR USE OF THE SERVICE, EVEN IF THE EARNIN PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. Funds held in your Tip Yourself Account will remain in your Tip Yourself Account until you instruct us to transfer any or all of your funds from your Tip Yourself Account to your Bank Account by requesting such transfer in the app. Health Aid is for informational purposes only and does not guarantee any results. By using our service, you grant Earnin and Evolve Bank & Trust the right, power, and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution. Service Specific Collection of Information: Why does Earnin have Maxes? You agree that Activehours and its Third Party Service Providers may view your transactions. you are not of legal age to form a binding contract with Earnin; you are prohibited by law from receiving or using the Services; or, YOU ARE GIVING UP YOUR RIGHT TO HAVE A TRIAL BY JURY; and. Do we track your browsing activities on other sites? If you reside in Nevada, you have the right to submit a request to our designated request address privacy@earnin.com regarding the sale of covered information. YOU ACKNOWLEDGE AND AGREE THAT WHEN Activehours IS ACCESSING AND RETRIEVING ACCOUNT INFORMATION FROM THIRD PARTY SITES, Activehours IS ACTING AS YOUR AGENT, AND NOT AS THE AGENT OF OR ON BEHALF OF THE THIRD PARTY. The Sub-Deposit Account will be established at an Insured Depository Institution that has entered into agreements with Bank or the Banks Trust Department or Federal Reserve Bank. For example, we may use the information you provide for Health Aid to determine availability of discounts or payment options from your medical provider or to inform you of billing errors, including errors related to insurance coverage. By participating in Cash Back Rewards you: authorize the sharing, exchange and use of transaction data described above and herein by and among Earnin and Earnins third party service provider, applicable Payment Card Networks and applicable merchants. #worldwide #task + survey #invite #promo-code #referral. You represent and warrant that you have the right to authorize us to credit and debit your Bank Account for credits you request and payments you authorize under these Terms of Service, and you agree to indemnify and hold us harmless from any claims by any other owner of the account. An "Offer" is the cashback percentage or amount offered by the merchant, which may include, but not limited to, a minimum transaction amount, expiration date, any other additional terms or limitations associated with the offer. Note that this is open to all Community Members. If you do not, or cannot provide timesheets, you can use Automatic Earnings, which can automatically track your earnings, and add them to your Earnin account based on your work address. If you do not, or cannot provide timesheets, you can use Automatic Earnings, which can automatically track your earnings, and add them to your Earnin account based on your work address. For California residents, Earnin will respond to your information or deletion request within 45 days, though we may request an additional 45 days if needed. Your maxes are determined based on an evaluation of a number of factors we have identified that we believe are related to evaluating your financial health. Information You Provide If you participate in the Cash Back Rewards program, please visit the Terms of Service, to learn more about the rules and guidelines that apply to govern your use of Cash Back Rewards. Accordingly, you should review the UGC Terms of Use each time you grant permission or authorization to feature your User Generated Content. Review may result in: delayed, blocked or canceled fund transfers; Tip Yourself Account suspension or termination; funds used to offset loss incurred by Tip Yourself; and/or funds being seized to comply with a court order, warrant or other legal processes. Reddit and its partners use cookies and similar technologies to provide you with a better experience. You agree that our third-party service providers and the operators and owners of the third-party websites will be entitled to rely on the foregoing authorization granted by you. We receive information in a few different ways: Any Personal Information collected is available to us and may be available to third-party service providers involved in the operation of the Services. Nevada State Bill 220. Your maxes are determined based on an evaluation of a number of factors we have identified that we believe are related to evaluating your financial health. Please note that this temporary Max will expire at the end of the . As outlined above, Earnin accepts voluntary tips in appreciation for Services rendered. Activehours also allows you to access earned wages prior to payday in order to help you minimize overdrafts by automatically sending you a payout between $.01 and $100 every time we see that your bank account balance has fallen below $100 (Balance Shield). This service is provided to you through a custodial account deposit agreement between you and Evolve Bank & Trust, an Arkansas chartered depository institution. Please visit the Privacy Policy to learn more about how your information is shared. Likes or interactions with the request notification using emojis; The number of Community Members you have provided Max Boosts to; The number of Community Members you have received Max Boosts from; The number of new Community Members you have created via referrals (i.e invitation program and the Max Boost referral link); Time till you have another Max Boost to use; The number of Max Boosts you have left to give; and, Sharing your First Name and Last Initial, as well photo or avatar with Community Members in the Pay it Forward chain, and. Non-Personally Identifiable Information (Aggregated and Anonymized Data) All funds associated with your deposit account are held by Evolve Bank & Trust. Capitalized terms not defined in the Privacy Policy will be defined in the Terms of Service. At ActiveHours, Inc. d/b/a Earnin (Earnin), we are building a financial system that works for people and is based on our goal to be fair and transparent. Please and thank you, Scan this QR code to download the app now. We will not place funds with more than one Insured Depository Institution. Health Aid. Does Earnin use your phone contact list if you allow us access? Within the app, go to Cash Back Rewards, click on unenroll and confirm you want to unenroll the card. Search Reddit posts and comments - see average sentiment, top terms, activity per day and more It is important to know the amount of available funds in your Tip Yourself Account before instructing us to transfer funds from your Tip Yourself Account to your Bank Account. Cash Back Rewards credits cannot be processed if your debit or credit card number expires or changes while the credit is pending and not settled, or your debit or credit card account is not open or in good standing. There are no fees to close your account with us. Each member is expected to post their link and boost others who they see need a boost. Your individual Max is tied to your overall financial health . To maintain, protect, improve and provide our Services, including for the development of new Services; To notify you about changes to the Earnin Site and Services; To keep records of your communications with our Customer Support team; To enforce and apply our Terms of Service, ACH agreement and any other agreements between you and Earnin; To share information with you about events you may be interested in; To offer Earnin Services relevant to your location; For Earnins marketing purposes, such as to offer our products and services to you, such as advertisements, by us, through third parties; To offer you tailored content by giving you more relevant search results and ads; To conduct and report on certain analytics, benchmarking, and performance tracking through the use of anonymous, aggregated information comprised of the categories above; and/or. 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