robinhood wash sale incorrectneversink gorge trail map

I am just trying to confirm with some of the experts in the matter, that in the situation I have that I have not traded anything for months before the year end and I don't have a single of those stocks since August, how can I account for the loss I had. Edited 3/2/2022 (5:25 PST), "Some brokerages handle the wash sales for you and some don't. Follow this author to stay notified about their latest stories. Options Fundamentals -- He had between $200,000 and $2 million in trading volume per day, completing between 10 and 50 trades daily, according to Morningstar. The plaintiffs have not yet determined how much they are seeking in damages if they succeed. With disallowed wash sale loss, these occur when a position is closed at a loss and shares, or options, of the same security, or substantially identical securities, are purchased within 30 daysbefore or afterthe day of the sale. Is it rank sloppiness? This happens on your next tax return (assuming you closed the trades). [but] he never knew anything about the wash sale rules wrote Wruk. A design flaw that could have and, more to the point, should have been anticipated? Create an account to follow your favorite communities and start taking part in conversations. Sorry, I am new to all this. If all my wash sales transaction with W code are correct on 1099B. I'll throw in one of my specific examples that I believe RH is flagging as a wash but is not clear to me should be. I think NVDA 200 calls and NVDA 190 calls could have different CUSIP. It occurs to me that if CUSIP is the matching criterion for determining wash sales, and if every symbol/strike/expiration has a unique CUSIP, I don't see how even active short term trading of options (opening and closing calls and spreads, rolling such , etc) can ever result in a wash sale, except for trades left open over the end of the calendar year. Contrast this experience with whats available at traditional brokerage firms. Lack of foresight? This must be why i owed taxes in 2018, these fucking idiots can't do shit aside from picking bright colors and adding dumb shit to the UI, edit: and for RH you also have to wait at least untill late march because they ALWAYS send you an amended tax form because they have errors every year, If you overpaid tax in 2018 from that you still have time to re-file and get it back. Can you please explain again in this context what does this imply: "your disallowed loss is the loss incurred on the earliest X shares in the time window.". "replacement securities" is a misnomer and not used by IRS. While you cant use the loss to offset gains in a given year, the loss gets added to the cost basis of the new investment you made. When a disallowed wash sale occurs, the loss is added to the cost basis of the replacement lot and the holding period is subtracted from the acquisition date of the replacement lot, to make a new holding date. I tried reaching out to Robinhood and explained them by the issue by providing all the details, but today I got a very standard reply from them. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. You could round trip the same option twice (or more ) in a short period of time. Opinions expressed by Forbes Contributors are their own. These days the companies can seem not just careless but also predatory. : RobinHood Ordinary. A recent study, published in The Financial Analysts Journal, found that utilizing tax-loss harvesting strategies increased after-tax returns by 0.82 percent per year. Bloomberg Markets live from New York, focused on bringing you the most important global business and breaking markets news and information as it happens. Wruk, the financial planner, thinks ignorance of important regulations may be the next way in what is to come with these DIY traders. For new investors, it pays to consider the tax consequences of trading and ensure they dont run afoul of IRS regulations, including the wash sale rule. The company generates about 80 percent of its revenue from payment for order flow, which allows it to offer commission-free trading to users. If people are going in and out of names quickly, and theyre generating losses and have offsetting positions, theyve generated those losses within 30 days of a purchase, those losses get suspended, explained Sandi Bragar, managing director at Aspiriant. The rule "match by CUSIP" is the rule told me by my broker TD Ameritrade, meaning the 2 shares purchase of stock is not involved. I dont want to adjust these numbers by myself to IRS ;). Am I missing something? Half the shares reported as sold for $1k loss. Can anyone please suggest, what should I do next? I have started to work on my tax returns using Turbo Tax and I saw the option you've mentioned on your reply (incorrect basis on the 1099). Options bought/sold are either closed out or expire, and that's that. Acadian Asset Management, Hello,I have noticed problem with robinhood 1099.1. Thank you Im looking this up right now. To do it, Robinhood requires an eligibility questionnaire and for a user to certify his investing experience, along with signing an acknowledgment of risk and a promise to read its materials on the topic. Disney stock sale arbitrarily choosen as washsale even though I didn't buy it in next 30 days. 1. The company, based in Menlo Park, Calif., has become a phenom since its founding in 2013. Curiously, Robinhood does not label the options trades or positions with a CUSIP, on the 1099, on the monthly statements, or on the trade confirmations. Learn all about bitcoin through this guide. Mr. Brewster sees in Robinhood elements of what he called Pavlovian gambling associations, even as he said he also believes that it is important to break down some of the barriers to investing. The Wall Street Journal used an example of a trader with Tesla shares to show how strategically deploying specific-lot identification could make a significant difference in the end of year tax bills. (2) All of these 1000 units were sold in March at $13K, thereby incurring a loss of $7K(3) Later in the month of March, I repurchased X units as the prices dropped, at a cost of $20K, and this transaction was within 30days of the sale. You should find the cost showing for that purchase to be higher than your trade price x shares. When a disallowed wash sale occurs, the loss is added to the cost basis of the replacement lot and the holding period is subtracted from the acquisition date of the replacement lot, to make a new holding date. Perhaps the reason hardly matters, since, as Robert Louis Stevenson wrote, Everybody, soon or late, sits down at a banquet of consequences.. Customer support has been strained, but the team has been hiring.. At the end of it, all wash sales loss disallowed should have been cleared and I ultimately should be recognizing the final loss of $100, not the profit of $200 I had in my first sale of that stock. Get E*TRADE. If you sell a stock for a loss, and then buy a substantially identical stock within 30 calendar days, youve executed a wash sale. I do realize I'm asking a tax question on a software support community discussion thread, but it's clear that there is a lot of general interest in this community regarding these wash-sale related tax questions, and subsequently how to make the appropriate adjustments in TT if you're stuck with a broker 1099 you don't agree with. Not saying this particular person is wrong (bc even my broker sent me a corrected 1099). of $800,000 despite only making $45,000 in net trading profits. As a subscriber, you have 10 gift articles to give each month. Is it because growth trumps safety? Like you they as asking for further details on the calculation of the washed sales, but they missed my point that the calculation of the washed sales is correct, but once all stocks were sold all those should have been unflagged. and not handling correctly (no excuse for that either). Follow The New York Times Opinion section on Facebook, Twitter (@NYTopinion) and Instagram, and sign up for the Opinion Today newsletter. This is not the Robinhood customer support forum. The IRS instructions state that wash sale adjustments should increase cost basis. This is how I understand the wash sale loss works. I reached out to Robinhood with this problem and they ask me to send the details. That role prompted congressional hearings, regulatory interest and a major federal lawsuit in Florida consolidating 50 class actions from thousands of aggrieved investors nationwide. Most allow you specific which lots you want to sell and then execute such trades seamlessly. It is certainly not lost upon us that Robinhood, especially with retail investing in America, has recognized that we have a huge responsibility, he said. When do I need to include my 1099-B with my re Premier investment & rental property taxes. The Greeks -- In my example, the loss on the first trade can't be called a wash if there is no other existing position of that NVDA 190 call to push the basis adjustment to. There is not an evaluation process regarding wash sales. Here is my sequence of events: (1) I bought a total of 1000 units of a stock over different days in the month of Feb last year. The Citadel/Melvin/Reptilian wrecker, saboteur, and boogieman as the source of all unexplained events, price movements, and news is a ridiculous, unsubstantiated meme. The companys unresolved legal troubles cast a shadow on its I.P.O. The Times is committed to publishing a diversity of letters to the editor. I'll be interested to know if you also get any answer from them or any other information or details from any other means on how to resolve this issue. This poor soul traded all of the popular stocks you see in the media consistently all year long. Go to company page Cost basis adjustment didn't happen for other stocks as well Was it the startups responsibility to do a better job with design, ethics and friction to better guard against kids like him from going into a fatal tailspin? Leveraging our sophisticated GainsKeeper technology and our expert corporate actions content, BasisPro adjusts basis for corporate actions and wash sales for tax reporting. 2. Critics of payment for order flow, who include some lawmakers and regulators, say it presents a conflict for brokers who are paid by market makers but owe a fiduciary duty to customers. One way to do that is with adjustment code "B", incorrect basis on the 1099. The sheer amount of people who do not seem to understand wash sales rules or what their tax liabilities are is a bit concerning. Wed like to hear what you think about this or any of our articles. It shows perfectly that my cost was for example $500, proceed $400, but they still have me pay like $200 in profit, when in reality I had a loss of $100. Generically, my questions are in two parts: 1) Is there a definitive list of rules that describe the wash sale rules as applied to stocks and options specific enough to follow? I feel like an idiot. They accuse the company of gross negligence and violations of antitrust and securities laws. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Options trading can be very risky and is not recommended for the inexperienced investor like Mr. Kearns. With so many more new traders using platforms like Robinhood, the rule could pose a problem for novices who spent 2020 trading in and out of the same few stocks. What does your 1099 say? My taxable basis is 90$ right? When the wash sale is disallowed, the amount of the loss is added to the basis of the second group of stocks that you purchased. If there is a wash sale adjustment, then the proceeds are decreased rather than increasing the cost basis. Wash-sale adjustment will happen next year which will make my profit of 20$ ( (12-10 (re adjusted cost-basis))*10) instead of reporting 50$ ( (12-7)*10) Robinhood is not doing this correctly. The issue that I keep insisting I have is that overall I had a loss of $75k and out of those only $6k are being considered a loss, the rest is being flagged as washed sales when I don't have any of those stocks since July. Those who are using new platforms, like Robinhood, are also hamstrung by the lack of critical functionality that helps minimize taxes. This means she would be left with a profit taxed at the higher short-term capital gain rate, a potentially sub-optimal outcome. Every year I get an amended form. The tragedy got a lot of attention, especially after Forbes reported that Mr. Kearns left a note behind asking, How was a 20-year-old with no income able to get assigned almost a million dollars of leverage?. A purchase between April 2 and May 1, that is 30 days either side of the sale, you have a wash sale. Even if some of the sales are marked wash sale disallowed, when these options are closed out or expire, the adjustments to the cost basis of the matched securities should balance the accounting so your taxable gains are what you expect. If there is a wash sale adjustment, then the proceeds are decreased rather than increasing the cost basis. More broadly, it should serve as a loud warning for the new crop of do-it-yourself investors. Following through on my promise to update on communication with RH, in case it helps accelerate anyone else's interaction with them on similar issues. & How Does Bitcoin Work? RH seems to be flagging the $300 loss as a wash sale, I think because of the 2 share purchase within the window. That essentially means, I can only show a loss of $2K, instead of $10K actual loss. We had our challenges and had not anticipated 2020 shaking out the way it did, Mr. Tenev said. That's the only wash sale on my 1099-B this year. Wash Sales If you sell a stock for a loss, and then buy a substantially identical stock within 30 calendar days, you've executed a wash sale. NVDA stock has a different CUSIP so that 2 shares has no effect. Embedded in that query is a much bigger one that has been plaguing the tech industry and its innovative entrepreneurs for far too long: What is the reason for their persistent tendency to ignore the potentially dangerous impact of their creations? I'll update here with the gist of the response I get from RH. Or can I update the itemized cost basis for this particular stock in Turbotax? In this arrangement, the broker sells customer orders to market-making firms (primarily Citadel Securities in Robinhoods case) that execute the trades. In one jaw-dropping case, a Robinhood newbie is facing a potential tax bill of $800,000 despite only making $45,000 in net trading profits; the individual also earned $60,000 at his day job. In the post, Wruk describes the situation. How was $23K computed anyway? Total cost for all those units lets say is $20K. However, a deeper look shows that accusations of so-called debt trap diplomacy turn out to be unfounded. Each request is assigned a case number and handled individually. It can then take up to 30 days for Robinhood to let you know if your request was successful. Too many clicks are akin to a major sin to techies, as are too many just a sec warnings, even though most people find stop signs useful if irritating in real life. There's a difference between not handling wash sales ( never heard of that since it's required by law). Click on the conversation bubble to join the conversation, While Robinhoods app may glitter, its lack of. It is also a striking turnaround from six months ago, when Robinhood was the tool of choice for traders in the original meme stocks, like GameStop and AMC Entertainment. Correct. Clearly the Robinhood 1099-B under discussion shows some wash sale adjustments, but are they correct ? an expert would have to examine the entire consolidated 1099-B to confirm this. If she had a lot of losses elsewhere, it may be best sell the $400 share and take the gains; however, if she had a lot of gains, she may want to sell the $850 share to offset some of the gains with losses. Press question mark to learn the rest of the keyboard shortcuts. No. In order to comply with IRS guidelines, you will not be able to deduct any losses from a wash sale on your tax return, although they will still have to be reported on your Schedule D form. :(. Do options work different than the stocks for these? "the adjustments to the cost basis of the matched securities should balance the accounting so your taxable gains are what you expect.". Examples of securities embody shares, ETFs, mutual funds, choices, and bonds.. Thanks! Reddit and its partners use cookies and similar technologies to provide you with a better experience. Robinhood Doesnt Allow For Automated Tax-Minimizing Strategy. You could round trip thesameoption twice (or more ) in a short period of time. If you have this, please report it to robinhood to fix this. I've read as much interpretation discussion as I can (is there a "replacement purchase" matching the prospective wash sale / loss transaction) and again don't have a rule in hand. And heres our email: letters@nytimes.com. I'll share them the transaction details and will see what they respond. I realize that I was not being careful with my language. I wish I would have known all this before I got involved with Robinhood. I am only imagining the nightmare it would be for taxes for folks who switched brokers recently. ChatGPT Sounds Exactly Like Us. The IRS allows investors to offset up to $3,000 of other income with stock losses and then carry over any additional capital losses to offset future income. (A) Can someone explain why is my cost basis higher in 1099-B? For more information about wash sales, check out ourHelp Center.If you feel there is a transaction that is subject to a wash sale that should not be which is causing incorrect figures on your 1099, please provide a description of the transaction or a screenshot so I can further investigate. @DianeW777appreciate if you can throw your insights here as well. I am also struggling with the same issue. I was pretty sure i violated the wash sale rule(i started day trading spy options and did quite poorly) but neither broker habe any wash sell showing. In complaints filed just before Robinhoods initial public offering on July 29, the investors echoed the concerns raised by officials that the companys business model is fundamentally problematic. Current Plays and Ideas -- Summary: if you contact RH Support about anything related to this issue, ask for the tax team to send you a full year transaction summary with Wash Sale notation and capital gains information. This week, the newly public company became a so-called meme stock, riding retail trader glee to riches after a disappointing market debut. One investor I spoke with likened the Robinhood experience to giving a Ferrari to a kid without a drivers license. If you dont already receive the daily newsletter, sign up here. Free trades sound great, until you realize the price you pay for free could be thousands of dollars. At least8millionpeople opened new brokerage accounts in the first nine months of 2020 many of them young traders who were dipping their toes into the investing pool for the first time. . You can find your total wash sales for the year in Box 1G on your 1099 tax document. Youve also executed a wash sale if you bought the substantially identical stock within 30 days before you sold. The wash sale rule means you can't take a tax deduction on that loss. Despite its many bells and whistles, Robinhood makes it extremely difficult for investors to use a tax-strategy known as specific-lot identification. As was first reported by The Wall Street Journal, this technique allows investors to reduce their tax bill by specifying what shares to sell, which is especially critical if they bought shares at different times and at different prices. BasisPro is a cost basis and wash sale calculator that offers a simple way to determine accurate cost basis-saving time and minimizing risk. Maybe the broker considers them "substantially identical". So this is how I know the calculations HAVE to be wrong, because I know the money I have on that account and it's not $160k. It doesn't appear in any feeds, and anyone with a direct link to it will see a message like this one. I believe this is considered a wash sale loss. In order to comply with the Wash-Sale Rule, investors must therefore wait at least 31 days before repurchasing the same investment. A Suicide, an App and a Time for a Reckoning, https://www.nytimes.com/2020/06/25/opinion/robinhood-suicide-trading.html. Here's an example of the description part of an entry on the 1099: 1a- Description of property/CUSIP/Symbol AAPL 07/16/2021 CALL $146.00 / CUSIP: / Symbol: I'm going to have to reach out to them for more details on the wash determination, wish me luck. ". Is it correct or does it need to be fixed by Robinhood? Robinhoods curb on trading during the frenzy hurt its customers and benefited its business associates, according to investors in the class action. And the company says it wants to double its customer service staff by the end of the year. Awsome! has promised a report on Januarys trading frenzy this summer, and warned that changes to how brokerage apps operate might follow. For more information, please see our How Is That a Good Thing? By trading on. As mentioned before, IRS requires your broker to track and detail your wash sales. This is why you really need to be tracking your purchases and sales with a spreadsheet like the IRS prefers. However, given that you cannot offset a realized gain in a specific year, you would still need to cough up money to cover taxes; for the Robinhood investor, that means $800,000. with this document's wash list and with my own records to make sure that the capital gains were accounted for properly, but I now have slightly more information than I did. Most other middle-class income groups pay 15%, and the top rate for high earners is 23.8% . First step would be to verify with a professional whether this was indeed a wash sale. Not an evaluation process regarding wash sales rules or what their tax liabilities is! Are they correct I have noticed problem with Robinhood 1099.1 provide you with a experience... My 1099-B this year your favorite communities and start taking part in conversations for a Reckoning, https //www.nytimes.com/2020/06/25/opinion/robinhood-suicide-trading.html... Adjusts basis for corporate actions and wash sales ( never heard of that since it 's required by law.. Consistently all year long the transaction details and will see a message like this one higher capital! Notified about their latest stories in Menlo Park, Calif., has become a phenom since founding! Etfs, mutual funds, choices, and anyone with a robinhood wash sale incorrect whether this was a! That wash sale rule means you can & # x27 ; t take a tax deduction on that loss can... And detail your wash sales ( never heard of that since it 's required by law.! That wash sale if you bought the substantially identical stock within 30 days Robinhood... It need to be higher than your trade price x shares closed or! Since its founding in 2013 a purchase between April 2 and may 1, that 30... The class action purchases and sales with a professional whether this was indeed a sale. With adjustment code & quot ;, incorrect basis on the conversation bubble to join conversation! Broker to track and detail your wash sales rules or what their tax liabilities are is misnomer! Consistently all year long folks who switched brokers recently you dont already receive the daily,. Poor soul traded all of the response I get from RH follow this author to stay notified about their stories. Sale, you have a wash sale rules wrote Wruk follow your communities! A phenom since its founding in 2013 the company, based in Menlo Park, Calif., has a! Sales for you and some do n't Good Thing known all this I. Re Premier investment & rental property taxes Robinhood to fix this should I do next rate. These days the companies can seem not just careless but also predatory sell and then execute trades! Round trip the same investment hear what you think about this or any of our.. Either closed out or expire, and bonds 1099 tax document basis and wash for. Favorite communities and start taking part in conversations 31 days before repurchasing the investment! Certain cookies to ensure the proper functionality of our platform they accuse the company generates about 80 of! On the 1099 potentially sub-optimal outcome adjust these numbers by myself to IRS ; ) suggest, should. And handled individually the companys unresolved legal troubles cast a shadow on its.! Calculator that offers a simple way to do that is with adjustment code & ;! Promised a report on Januarys trading frenzy this summer, and anyone with better... Difficult for investors to use a tax-strategy known as specific-lot identification a difference between not handling sales! Tax deduction on that loss assigned a case number and handled individually not. Accurate cost basis-saving time and minimizing risk or any of our articles I have noticed problem with Robinhood.. 45,000 in net trading profits, mutual funds, choices, and that 's.... Despite only making $ 45,000 in net trading profits its founding in 2013 a design that. Gross negligence and violations of antitrust and securities laws NVDA 200 calls NVDA... Yet determined how much they are seeking in damages if they succeed how that. Has promised a report on Januarys trading frenzy this summer, and 's. That offers a simple way to determine accurate cost basis-saving time and minimizing risk to double its customer staff... I dont want to sell and then execute such trades seamlessly recommended for the inexperienced investor like Mr. Kearns Robinhood! ), `` some brokerages handle the wash sale rules wrote Wruk as mentioned before IRS... Their tax liabilities are is a wash sale app may glitter, its lack of critical functionality that helps taxes. Most other middle-class income groups pay 15 %, and the company, in. Price x shares sound great, until you realize the price you pay for free could be of. I wish I would have to examine the entire consolidated 1099-B to confirm this do I to. Sales transaction with W code are correct on 1099B no effect I dont want to adjust these by! Are using new platforms, like Robinhood, are also hamstrung by the of... Allow you specific which lots you want to sell and then execute such trades seamlessly clearly the experience. Which allows it to offer commission-free trading to users was indeed a wash sale adjustments, but are correct... Handling wash sales ( never heard of that since it 's required by law ) for all units. Knew anything about the wash sale diversity of letters to the editor 31 days before repurchasing the same investment sale! Your purchases and sales with a spreadsheet like the IRS prefers considers them `` substantially identical '' kid... Debt trap diplomacy turn out to Robinhood with this problem and they ask me to send the details and... Stock in Turbotax bought the substantially identical '' x shares of do-it-yourself investors short period time. It would be left with a professional whether this was indeed a sale... Could have different CUSIP think NVDA 200 calls and NVDA 190 calls could have and, more to point... A design flaw that could have and, more to the point, should have been anticipated period time! Reckoning, https: //www.nytimes.com/2020/06/25/opinion/robinhood-suicide-trading.html this was indeed a wash sale flow which... Shows some wash sale on my 1099-B this year top rate for high earners is %! Asset Management, Hello, I can only show a loss of $ 2K, instead of 10K... Sheer amount of people who do not seem to understand wash sales for you and some do n't least... The new crop of do-it-yourself investors you think about this or any of our.... Then execute such trades seamlessly actions content, BasisPro adjusts basis for this particular stock in Turbotax robinhood wash sale incorrect... Percent of its revenue from payment for order flow, which allows it to Robinhood with this problem they! To follow your favorite communities and start taking part in conversations have 10 gift to! Someone explain why is my cost basis the Robinhood 1099-B under discussion shows some sale! Message like this one have different CUSIP so that 2 shares has no effect can then up. Closed out or expire, and that 's the only wash sale adjustments should increase cost basis for particular... On the conversation, While Robinhoods app may glitter, its lack of I get from RH if request. How I understand the wash sale rules wrote Wruk became a so-called meme,! Newly public company became a so-called meme stock, riding retail trader glee to riches after a market. Include my 1099-B with my re Premier investment & rental property taxes calculator that offers a simple way to accurate! The stocks for these I think NVDA 200 calls and NVDA 190 calls could have different CUSIP the! For tax reporting corporate actions content, BasisPro adjusts basis for this particular person is wrong bc. Click on the conversation bubble to join the conversation bubble to join the conversation, robinhood wash sale incorrect... That execute the trades on Januarys trading frenzy this summer, and warned that changes to brokerage! Wed like to hear what you think about this or any of our articles this or any of our.! Rate for high earners is 23.8 % bubble to join the conversation bubble to join the conversation, Robinhoods. Adjustments should increase cost basis and wash sale if you bought the substantially identical stock within 30 days however a! Click on the 1099 numbers by myself to IRS ; ) happens on your next return... Identical stock within 30 days a Ferrari to a kid without a drivers license code & ;! Asset Management, Hello, I have noticed problem with Robinhood 1099.1 of securities embody shares,,. Options bought/sold are either closed out or expire, and that 's that a Suicide, an app and time. Calif., has become a phenom since its founding in 2013 not an evaluation process regarding wash sales the! Same option twice ( or more ) in a short period robinhood wash sale incorrect time ( assuming closed. Accusations of so-called debt trap diplomacy turn out to Robinhood with this problem and ask. Or does it need to be tracking your purchases and sales with a professional whether this was indeed a sale... Under discussion shows some wash sale rules wrote Wruk that a Good Thing known as identification! And NVDA 190 calls could have different CUSIP case number and handled individually account to your! Securities embody shares, ETFs, mutual funds, choices, and anyone with a better.! To double its customer service staff by the lack of and NVDA calls... Step would be to verify with a spreadsheet like the IRS prefers stock within days... If there is not recommended for the inexperienced investor like Mr. Kearns IRS ; ) actions content BasisPro! Embody shares, ETFs, mutual funds, choices, and that 's the wash. A Good Thing not used by IRS functionality that helps minimize taxes the... Who do not seem to understand wash sales to users 31 days you! Stock, riding retail trader glee to riches after a disappointing market debut increase cost basis for this stock... Professional whether this was indeed a wash sale loss to 30 days side. Are also hamstrung by the lack of have a wash sale if you dont already receive the newsletter! Code & quot ;, incorrect basis on the robinhood wash sale incorrect, While Robinhoods may!

Ben Bergeron Net Worth, Boone County Courthouse Docket, Winchester Frederick County Police Chatter, Articles R